Exodus Partners with Coinme to Power XO Pay: A Seamless Native Crypto On-Ramp Experience
Exodus, one of the most trusted self-custody wallets in the world, has launched XO Pay – a new native crypto on-ramp designed to let users buy crypto without ever leaving the Exodus app. Exodus is leveraging Coinme’s Crypto-as-a-Service (CaaS) platform to power the product behind the scenes.
This partnership combines Exodus’s sleek, intuitive wallet with Coinme’s compliant, enterprise-grade crypto infrastructure to create a frictionless and trusted on-ramp experience.
A Smoother Way to Buy Crypto
Before XO Pay, buying crypto inside self-custody wallets often meant clunky redirects to third-party sites, repeated identity checks, and a fragmented user experience. Users were frustrated and confused about how fiat on-ramping was separated from the wallet.
With XO Pay, powered by Coinme, that’s all changed. Users can now:
- Buy crypto natively within the Exodus UI/UX with no redirection
- Complete KYC instantly – no ID upload or selfies required
- Get live quotes and real-time pricing before every transaction
It’s native crypto onboarding without the friction.
Next-Gen KYC with Just a Phone Number and SSN
Coinme’s KYC platform, integrated into XO Pay, uses a data-driven verification system to simplify onboarding. Instead of the traditional process that requires uploading an ID and passing a liveness check, users can verify their identity with just a:
- 📱 Phone number
- 🔐 Last 4 digits of their SSN
This approach reduces abandonment, increases conversion, and gives users confidence that their information is handled securely and compliantly, all without sacrificing speed or UX.
Under the Hood: Coinme’s CaaS Platform
XO Pay is built on Coinme’s full-stack Crypto-as-a-Service infrastructure, which delivers:
- ✅ KYC & Compliance Engine – Built-in identity verification and ongoing compliance monitoring
- 💱 Quotes & Conversion – Real-time exchange rates and crypto settlement
- ⚙️ Seamless API Integration – Plug-and-play architecture that sits natively inside Exodus
- 🔐 Custody Options – Supports delivery directly to self-custody wallets like Exodus
For Exodus, this means there is no need to spend time and money building complex crypto infrastructure. Coinme handles everything on the backend, while Exodus controls the UI and user experience.
A Win for End Users
The impact of this partnership is clear:
- Faster onboarding = higher conversion
- Fewer redirects = better UX
- Trusted infrastructure = more confidence in crypto purchases
Exodus CEO JP Richardson explains how Coinme’s CaaS platform is a game-changer for XO Pay:
“XO Pay represents our commitment to making cryptocurrency more accessible to everyday customers. By integrating the purchasing process directly into our mobile wallet with Coinme’s CaaS platform, we’re removing barriers and simplifying the journey from fiat to crypto, and back.”
XO Pay is what crypto on-ramps were meant to be – simple, secure, and seamless.
More to Come
With XO Pay now live, Exodus and Coinme set a new standard for embedded crypto experiences. The future of crypto adoption won’t be driven by complexity. It’ll be driven by seamless design, intuitive flows, and infrastructure that “just works.”
XO Pay is the first step. And we’re just getting started.
Ready to build your own seamless crypto experience? Discover how Coinme’s Crypto-as-a-Service platform can help your business integrate crypto functionality without the regulatory and technical burden. Contact our team today at coinme.com/enterprise to explore how we can power your next crypto innovation.
